800 Dekalb Ave Unit 1-A, Brooklyn, NY 11221

Property Description

NEW PRICE $645,000 | FIRST-TIME HOMEBUYER OPPORTUNITYSTOP RENTING. START BUILDING EQUITY IN BROOKLYN.If you've been waiting for the right opportunity to become a homeowner in Brooklyn, take another look.Now offered at $645,000, this unique Bed-Stuy studio duplex presents an exciting opportunity for a first-time buyer looking for more flexibility than a traditional studio.SPECIAL FIRST-TIME HOMEBUYER FINANCING MAY BE AVAILABLE TO QUALIFIED BUYERS, FEATURING:• As little as 5% down for eligible condo purchases• No Private Mortgage Insurance (PMI)• 30-year fixed-rate financing currently estimated at 5.5%• Reduced $495 origination fee• Free 90-day rate lock• Family gift funds and eligible seller concessions may be permitted• A minimum buyer contribution of 1% of the down payment may be requiredFor buyers who assumed purchasing in Brooklyn required 20% down, this financing opportunity could make homeownership more accessible while eliminating the added monthly cost of PMI.ABOUT THE HOMEThis unique studio duplex offers a flexible two-level layout that provides separation and functionality rarely found in a traditional studio.The main level serves as the primary living space, while the spacious lower-level recreation area provides valuable bonus space for a home office, creative studio, fitness area, media room, or additional personal use.The duplex configuration gives you the freedom to create distinct spaces for living, working, and relaxing — a valuable feature for today's Brooklyn lifestyle.Located in Bedford-Stuyvesant, this is an opportunity to purchase a primary residence, put down roots in Brooklyn, and begin building equity.You've been watching. The price has changed. The opportunity has changed.Now offered at $645,000 — it's time to take another look.FINANCING DISCLAIMER: Special financing is subject to lender guidelines, borrower qualification, property eligibility, designated geographic requirements, credit approval, and program availability. Buyer must qualify as a first-time homebuyer purchasing a primary residence. Pre-purchase counseling through a lender-approved agency and establishment of a lender checking account with ACH prior to closing may be required. Rates and terms are subject to change. Buyers should independently confirm all financing terms and eligibility directly with the participating lender.